Keeping mum?

Have you ever told a little white lie that you think could help but actually it does quite the opposite? A fair amount of people lie on their Insurance forms when they first start driving to help bring down the costs. The main way people do this is by saying that they are a secondary person on the insurance and say for instance their mum is the main driver. 9 out of 10 times, the parent will have a long period of no claims bonus to put forward meaning significantly lower costs. The problem with this practise (known as fronting) is that if caught out, you can be risking prosecution and insurance in the future will be even higher- is there any point?

When I started out driving on my 17th birthday, I got a car from my parents and they really helped me out with my costs, but the bonus of being a named driver with no claims for a long period of time means that my insurance is now very low- good news for me!! Yay!

I know this is probably very sad, but when I passed my test I had a thorough read of the motoring laws just so that I was fully clued up on what was acceptable when driving and what was not. After all, some acts were actually quite surprising and I wouldn’t have known that I was committing an offence! Scary really! But, that being said, there is nothing better than being clued up should something come up in the future...